We liked quirky online insurer Protectyourbubble.com as soon as we clapped eyes on their website. ‘Finally’, we hollered, ‘a company that simplifies insurance and doesn’t try to hide the small print’ (we’re obviously paraphrasing, who talks like that apart from Michael Winner?). These guys are on a mission to make sure that everybody knows that insuring their gadgets should not cost a small fortune each month, or carry the sort of excesses that you could expect to pay through your home insurance. As well as gadget insurance, Protectyourbubble.com also offers travel insurance, home and motor insurance, bicycle insurance, pet insurance and car hire excess insurance. And it just keeps coming up trumps in the Which? Best Buy awards for its low cost travel policies.